Understand Debt
See exactly how debt works, why balances grow, and the path to paying it down for good.
Financial Education & Empowerment for Women
Empowering Women to Live Debt Free
Understand debt. Rebuild credit. Manage money with confidence — and claim the financial independence you deserve.
Our Mission
We exist to empower women through financial education — helping them understand debt, rebuild credit, manage money, explore lending options, and step boldly into financial independence.
Meet the Founder
Melissa Syakhasone
Guided by 45 years of combined industry wisdom
With 28 years of lending experience and 17 years inside the debt industry, Melissa founded Living Debt Free to give women what she wishes every borrower had from day one: honest, judgment-free education about how money, credit, and debt really work.
28
Years of lending experience
17
Years in the debt industry
100%
Dedicated to women's empowerment
What We Cover
Real financial education, made for your life
No jargon. No shame. Just clear, compassionate guidance through every part of your financial journey.
Rebuild Credit
Learn what your credit score really measures and the practical steps to rebuild it with confidence.
Manage Money
Build a budget that fits your real life — one you can actually keep, not one that punishes you.
Explore Lending Options
Compare loans, rates, and lenders like an insider, so you borrow wisely and never blindly.
Achieve Financial Independence
Turn knowledge into freedom — savings, security, and choices that belong entirely to you.
Workshops & Events
Upcoming workshops
Small-group sessions where questions are welcome and every woman leaves with a plan.
Saturday, January 17, 2027
Understanding Debt & Breaking Free
10:00 AM – 12:00 PM · Virtual workshop
Saturday, February 7, 2027
Rebuilding Your Credit with Confidence
10:00 AM – 12:00 PM · In-person & virtual
Saturday, March 7, 2027
Money Management Foundations
10:00 AM – 12:00 PM · Virtual workshop
Coming Soon
The Living Debt Free Podcast
Honest conversations about money, debt, and independence — hosted by Melissa. Launching soon.
Launching soon
Ready to take the first step?
Book a free one-on-one educational session with Melissa. No pressure, no judgment — just a warm conversation about where you are and where you want to be.